Home Loan Consulting in Pune & Mumbai
Getting a home loan is one of the most significant financial decisions of your life. With 20+ banks and NBFCs offering different rates, eligibility criteria, and processing timelines, choosing the right lender is critical.
Indi Fin Serv acts as your expert guide — comparing lenders, negotiating rates, preparing documents, and liaising with banks to ensure the fastest possible approval for your home loan in Pune or Mumbai.
Types of Home Loans We Process
- New Home Purchase Loan (Ready / Under Construction)
- Home Construction Loan (self-construction on owned plot)
- Home Renovation / Extension Loan
- Plot Purchase Loan
- Home Loan Balance Transfer (switch to lower rate)
- Top-Up on Existing Home Loan
- NRI Home Loans (Non-Resident Indians)
⏱ Maximum Turnaround Time
7 – 15 Working DaysFrom complete document submission to sanctionDocuments Required
The following documents are typically required. Our team will prepare a personalised checklist for your specific case.
KYC — Aadhaar + PAN Card of all applicants
Last 3 Months Salary Slips (salaried) / Last 3 Years ITR (self-employed)
Last 6 Months Bank Statements
Form 16 / Last 2 Years ITR (salaried applicants)
Property Documents — Sale Agreement / Title Deed
NOC from Builder / Society (for resale properties)
Approved Building Plan & Commencement Certificate
Property Tax Receipts (for resale)
Employment Certificate / Offer Letter (salaried)
Business Proof (self-employed) — GST, MOA, Balance Sheet
Eligibility Criteria
- Salaried individuals with minimum 2 years of employment
- Self-employed professionals and business owners
- Age: 21 to 65 years at loan maturity
- Minimum net monthly income of ₹25,000
- CIBIL score of 700+ (we help you understand and improve your score)
- Co-applicant (spouse / family) can improve eligibility significantly
Why Choose Indi Fin Serv?
- We compare interest rates across 20+ banks — saving you lakhs over the loan tenure
- Expertise in both salaried and self-employed / ITR-based income assessment
- We know which banks offer better deals for specific property locations in Pune & Mumbai
- Fast-track approvals through direct bank relationships
- Assistance with PMAY subsidy for eligible first-time buyers
- End-to-end support from eligibility to registration